When a worker is hurt because of a job, they are supposed to be paid certain benefits. Workers' compensation insurance is one of the benefits of working and this coverage provides benefits to all employees. Unfortunately, this third-party insurance situation may deny you the benefits you need. To find out not only what to do but how to afford it, read on.

When Benefits Are Denied

As long you follow the rules, your claim should be approved. That means seeking medical attention promptly and informing your employer about the illness or injury. Unfortunately, insurance companies may delay or deny claims based on incorrect information, allegations of non-work-related issues, and other reasons. Denials can place workers in a dire financial situation. If you are too hurt to work and you are not being paid workers' compensation benefits, you could be in danger of losing your job as well. This is a serious situation that calls for legal help.

Workers' Compensation Lawyers

This area of the law is somewhat complex. Workers' compensation lawyers, however, understand that workers may not be able to afford to pay for the help they need. Just like many other types of lawyers, though, workers' comp lawyers will almost always provide legal help using a contingency plan agreement. This agreement allows workers to get legal help now with the expectation of paying their legal fees later — once they have compensation.

Contingency Fee Arrangements

Lawyer fees are based on a percentage of the monetary award you expect to receive from the insurer. The actual percentage can vary. If you don't win your claim and are paid nothing, you won't owe your lawyer any money for fees. This is a win-win situation for hurt workers. To find out more, speak to a workers' comp lawyer as soon as possible.

Financial Matters and Work Injuries

Workers' comp lawyers understand how things work with insurers and they know how to obtain benefits for the worker. That means payment for medical expenses and a partial wage. When a claim is denied, you may be owed back wages dating from the time of your injury. In some cases, you may also be awarded interest on the back wages once you win your claim. In addition, you may be awarded a lump-sum payment for serious injuries. Known as a settlement, this form of payment takes into account how a serious injury or illness affects your ability to ever work again. You could be paid a large lump-sum payment once your case is heard along with back disability wages.

Go online to websites like http://mcmullenochs.com to find a workers' comp lawyer.